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Figure 1: Components of Compensation Packages for Executive Officers at 10 Banks GAO Reviewed, by Median Share, 2021 or 2022 by U.S. GAO

Figure 1: Components of Compensation Packages for Executive Officers at 10 Banks GAO Reviewed, by Median Share, 2021 or 2022

This image is excerpted from a U.S. GAO report:
www.gao.gov/products/GAO-25-107032

Bank Regulation: Agencies Should Finalize Rulemaking on Incentive Compensation

Note: The figure presents the median share of each compensation category for the 10 banks we reviewed. The compensation packages represent the named executive officers, which are the chief executive officer, chief financial officer, and the next three highest-paid executives. Our analysis compared First Republic Bank, Signature Bank, and Silicon Valley Bank to a group of seven U.S.-based banks with similar business lines that each had total assets between $100 and $250 billion at year-end 2022. The 2022 information for First Republic Bank was not publicly available because the bank did not release its 2023 proxy statement or publicly disclose its 2022 executive compensation prior to its failure on May 1, 2023. The banks' long-term incentive plans generally assessed executive officers' performance over 3 years and were granted over a vesting period of 3 years.

Figure 9: Percentage of Federal Credit Unions with an Outstanding Payday Alternative Loan, by Institution Size, January 2011–June 2021 by U.S. GAO

Figure 9: Percentage of Federal Credit Unions with an Outstanding Payday Alternative Loan, by Institution Size, January 2011–June 2021

This image is excerpted from a U.S. GAO report:
www.gao.gov/products/GAO-22-104468

Banking Services: Regulators Have Taken Actions to Increase Access, but Measurement of Actions' Effectiveness Could Be Improved

Single-Family Mortgage-Backed Security Issuance, Federal and Private, 2003–2017, Adjusted for Inflation by U.S. GAO

Single-Family Mortgage-Backed Security Issuance, Federal and Private, 2003–2017, Adjusted for Inflation

This image is excerpted from a U.S. GAO report:
www.gao.gov/products/GAO-19-239

HOUSING FINANCE: Prolonged Conservatorships of Fannie Mae and Freddie Mac Prompt Need for Reform

Note: Fannie Mae and Freddie Mac purchase mortgages and issue and guarantee mortgage-backed securities (MBS). Ginnie Mae guarantees MBS backed by federally-insured mortgages. Private-label MBS do not have a government guarantee.

DC Rally To Save The CFPB 9 by Stephen D. Melkisethian

DC Rally To Save The CFPB 9

Washington DC, November 28, 2017. Around a hundred activists, politicians and supporters gathered across the street from the Consumer Financial Protection Bureau for a rally with speeches to protest President Trump's appointment of Mick Mulvaney as director of that agency. Mulvaney, who has called the CFPB a "sad, sick joke" is butting aside acting director Leandra English who was appointed by outgoing director Richard Cordray. Later today a Federal Judge recently appointed by Trump decided that Mulvaney's appointment was legal and that English had to step aside. The CFPB, established during the Obama administration, was the brainchild of progressive stalwart Senator Elizabeth Warren of Massachusetts. Over the years the CFPB has returned billions of dollars to consumers who were ripped off by crooked banks, payday loan scammers, "education" swindlers, car title pirates and other low-lifers.

DC Rally To Save The CFPB 4 by Stephen D. Melkisethian

DC Rally To Save The CFPB 4

Washington DC, November 28, 2017. Around a hundred activists, politicians and supporters gathered in front of the Consumer Financial Protection Bureau for a rally with speeches to protest President Trump's appointment of Mick Mulvaney as director of that agency. Mulvaney, who has called the CFPB a "sad, sick joke" is butting aside acting director Leandra English who was appointed by outgoing director Richard Cordray. Later today a Federal Judge recently appointed by Trump decided that Mulvaney's appointment was legal and that English had to step aside. The CFPB, established during the Obama administration, was the brainchild of progressive stalwart Senator Elizabeth Warren of Massachusetts. Over the years the CFPB has returned billions of dollars to consumers who were ripped off by Wall Street banksters, payday loan scammers, "education" swindlers, car title pirates and other low-lifers.

DC Rally To Save The CFPB 3 by Stephen D. Melkisethian

DC Rally To Save The CFPB 3

Washington DC, November 28, 2017. Around a hundred activists, politicians and supporters gathered across the street from the Consumer Financial Protection Bureau for a rally with speeches to protest President Trump's appointment of Mick Mulvaney as director of that agency. Mulvaney, who has called the CFPB a "sad, sick joke" is butting aside acting director Leandra English who was appointed by outgoing director Richard Cordray. Later today a Federal Judge recently appointed by Trump decided that Mulvaney's appointment was legal and that English had to step aside. The CFPB, established during the Obama administration, was the brainchild of progressive stalwart Senator Elizabeth Warren of Massachusetts. Over the years the CFPB has returned billions of dollars to consumers who were ripped off by crooked banks, payday loan scammers, "education" swindlers, car title pirates and other low-lifers.

DC Rally To Save The CFPB 5 by Stephen D. Melkisethian

DC Rally To Save The CFPB 5

Washington DC, November 28, 2017. Around a hundred activists, politicians and supporters gathered across the street from the Consumer Financial Protection Bureau for a rally with speeches to protest President Trump's appointment of Mick Mulvaney as director of that agency. Mulvaney, who has called the CFPB a "sad sick joke" is butting aside acting director Leandra English who was appointed by outgoing director Richard Cordray. Later today a Federal Judge recently appointed by Trump decided that Mulvaney's appointment was legal and that English had to step aside. The CFPB, established during the Obama administration, was the brainchild of progressive stalwart Senator Elizabeth Warren of Massachusetts. Over the years the CFPB has returned billions of dollars to consumers who were ripped off by crooked banks, payday loan scammers, "education" swindlers, car title pirates and other low-lifers.

DC Rally To Save The CFPB by Stephen D. Melkisethian

DC Rally To Save The CFPB

Washington DC, November 28, 2017. Around a hundred activists, politicians and supporters gathered across the street from the Consumer Financial Protection Bureau for a rally with speeches to protest President Trump's appointment of Mick Mulvaney as director of that agency. Mulvaney, who has called the CFPB a "sad sick joke" is butting aside acting director Leandra English who was appointed by outgoing director Richard Cordray. Later today a Federal Judge recently appointed by Trump decided that Mulvaney's appointment was legal and that English had to step aside. The CFPB, established during the Obama administration, was the brainchild of progressive stalwart Senator Elizabeth Warren of Massachusetts. Over the years the CFPB has returned billions of dollars to consumers who were ripped off by crooked banks, payday loan scammers, "education" swindlers, car title pirates and other low-lifers.

DC Rally To Save The CFPB 2 by Stephen D. Melkisethian

DC Rally To Save The CFPB 2

Washington DC, November 28, 2017. Around a hundred activists, politicians and supporters gathered across the street from the Consumer Financial Protection Bureau for a rally with speeches to protest President Trump's appointment of Mick Mulvaney as director of that agency. Mulvaney, who has called the CFPB a "sad sick joke" is butting aside acting director Leandra English who was appointed by outgoing director Richard Cordray. Later today a Federal Judge recently appointed by Trump decided that Mulvaney's appointment was legal and that English had to step aside. The CFPB, established during the Obama administration, was the brainchild of progressive stalwart Senator Elizabeth Warren of Massachusetts. Over the years the CFPB has returned billions of dollars to consumers who were ripped off by crooked banks, payday loan scammers, "education" swindlers, car title pirates and other low-lifers.

DC Rally To Save The CFPB 1 by Stephen D. Melkisethian

DC Rally To Save The CFPB 1

Washington DC, November 28, 2017. That's Adam Green of Progressive Change Campaign Committee on the mic. Around a hundred activists, politicians and supporters gathered across the street from the Consumer Financial Protection Bureau for a rally with speeches to protest President Trump's appointment of Mick Mulvaney as director of that agency. Mulvaney, who has called the CFPB a "sad sick joke" is butting aside acting director Leandra English who was appointed by outgoing director Richard Cordray. Later today a Federal Judge recently appointed by Trump decided that Mulvaney's appointment was legal and that English had to step aside. The CFPB, established during the Obama administration, was the brainchild of progressive stalwart Senator Elizabeth Warren of Massachusetts. Over the years the CFPB has returned billions of dollars to consumers who were ripped off by crooked banks, payday loan scammers, "education" swindlers, car title pirates and other low-lifers.

Figure 7: Processors May Commingle Ore Concentrate Purchased from Multiple Sources by U.S. GAO

Figure 7: Processors May Commingle Ore Concentrate Purchased from Multiple Sources

This image is excerpted from a U.S. GAO report:
www.gao.gov/products/GAO-16-805

SEC CONFLICT MINERALS RULE: Companies Face Continuing Challenges in Determining Whether Their Conflict Minerals Benefit Armed Groups

Figure 3: Remaining Community Development Capital Initiative Investments, as of March 31, 2016 by U.S. GAO

Figure 3: Remaining Community Development Capital Initiative Investments, as of March 31, 2016

This image is excerpted from a U.S. GAO report:
www.gao.gov/products/GAO-16-626

TROUBLED ASSET RELIEF PROGRAM: Most Community Development Capital Initiative Investments Remain Outstanding

a) Institution is an S-corporation.

Figure 5: Total Number of CFPB Employees, March 31, 2011 through March 31, 2015 by U.S. GAO

Figure 5: Total Number of CFPB Employees, March 31, 2011 through March 31, 2015

This image is excerpted from a U.S. GAO report:
www.gao.gov/products/GAO-16-62

CONSUMER FINANCIAL PROTECTION BUREAU: Additional Actions Needed to Support a Fair and Inclusive Workplace

Figure 1: Map of the Democratic Republic of the Congo with Provinces and Adjoining Countries by U.S. GAO

Figure 1: Map of the Democratic Republic of the Congo with Provinces and Adjoining Countries

This image is excerpted from a U.S. GAO report:
www.gao.gov/products/GAO-15-561

SEC CONFLICT MINERALS RULE: Initial Disclosures Indicate Most Companies Were Unable to Determine the Source of Their Conflict Minerals

Note: According to USAID, the DRC recently rolled out a decentralization scheme that has changed the number of provinces from 11 to 26.

Variable Pay Hits Record as Companies Weigh Risk Against Optimism by Adv.Ltd

© Adv.Ltd, all rights reserved.

Variable Pay Hits Record as Companies Weigh Risk Against Optimism

bit.ly/1ilEF13 Companies are spending the most ever on variable pay for salaried exempt workers as optimism about the economy is tempered by a greater emphasis on risk management.

Figure 3: Three Models of Professional Organizations by U.S. GAO

Figure 3: Three Models of Professional Organizations

This image is excerpted from a U.S. GAO report:
www.gao.gov/products/GAO-15-591

CREDIT RATING ANALYSTS: Views Varied on Merits of a Professional Organization, but Creating One Now Viewed as Premature

a) Some states require lawyers to be members of the state's bar to practice law in that state. These organizations are commonly referred to as mandatory, unified, or integrated state bars.

"Frank" by Greatest Paka Photography

© Greatest Paka Photography, all rights reserved.

"Frank"

"Frank", 'is the title of former U.S. Representative (Massachusetts) Barnett "Barney" Frank's new book. Barney Frank (1940- ), a Democrat, was a member of the Legislature for 32 years from 1981-2013. He served as chairman of the House Financial Services Committee (2007–2011) and was a leading co-sponsor of the 2010 Dodd–Frank Act, a sweeping reform of the U.S. financial industry. A resident of Newton, Massachusetts, Frank is considered the most prominent gay politician in the United States. He is pictured here, with husband James Ready, as 'guest of honor' at the 2014 Gay Pride Parade ("Color Our World With Pride") in San Francisco, California.

Barney Frank came out while serving in the House of Representatives, and he managed to weather the homophobia of the era and a minor scandal to keep his seat in his home district of Newton, Taunton and New Bedford in Massachusetts.

Barney wed his longtime partner, James Ready in July, 2012 becoming the first sitting congressman to enter into a same-sex marriage. The two met at a political fundraiser in Jim's home state of Maine. Ready lived in Ogunquit, where he did carpentry, painting and welding work. Barney and Jim have known one another since 2007.

Figure 3: Total Assets of U.S. Bank SIFIs, as of the Second Quarter of 2014 (Dollars in Billions) by U.S. GAO

Figure 3: Total Assets of U.S. Bank SIFIs, as of the Second Quarter of 2014 (Dollars in Billions)

This image is excerpted from a U.S. GAO report:
www.gao.gov/products/GAO-15-81

DODD-FRANK REGULATIONS: Regulators' Analytical and Coordination Efforts

Notes: We use the term "bank SIFI" to refer to U.S. bank holding companies with $50 billion or more in total consolidated assets. Our analysis includes nine U.S.-based bank holding company subsidiaries of foreign banking organizations that on their own have total consolidated assets of $50 billion or more. Bank SIFIs are ranked by assets as of the second quarter of 2014, with 1 being the bank SIFI with the greatest amount of assets and 33 being the bank SIFI with the least amount of assets.

Figure 13: Value of Mortgage-Backed Securities Issued and Distribution of Market Share, 2000-2013 by U.S. GAO

Figure 13: Value of Mortgage-Backed Securities Issued and Distribution of Market Share, 2000-2013

This image is excerpted from a U.S. GAO report:
www.gao.gov/products/GAO-15-131

HOUSING FINANCE SYSTEM: A Framework for Assessing Potential Changes

Figure 7: Value of Mortgage Loan Originations by Product Type and Distribution of Market Share, 2000-2013 by U.S. GAO

Figure 7: Value of Mortgage Loan Originations by Product Type and Distribution of Market Share, 2000-2013

This image is excerpted from a U.S. GAO report:
www.gao.gov/products/GAO-15-131

HOUSING FINANCE SYSTEM: A Framework for Assessing Potential Changes

Note: For purposes of this figure, we include direct loans made by federal agencies in "government insured."