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Figure 3: Pension Dashboards Can Allow Participants to Track Their Workplace Retirement Plans in One Place by U.S. GAO

Figure 3: Pension Dashboards Can Allow Participants to Track Their Workplace Retirement Plans in One Place

This image is excerpted from a U.S. GAO report:
www.gao.gov/products/GAO-24-103577

401(k) Plans: Additional Federal Actions Would Help Participants Track and Consolidate Their Retirement Savings

Note: This is a graphic representation of how a pension dashboard can help plan participants track their workplace retirement plan savings across multiple plans accumulated during their career.

Figure 4: Sweden's Pension Dashboard Includes Summary Information from Multiple Sources of Retirement Savings by U.S. GAO

Figure 4: Sweden's Pension Dashboard Includes Summary Information from Multiple Sources of Retirement Savings

This image is excerpted from a U.S. GAO report:
www.gao.gov/products/GAO-24-103577

401(k) Plans: Additional Federal Actions Would Help Participants Track and Consolidate Their Retirement Savings

Note: Sweden's pension dashboard shows participants a summary of their total retirement savings and its composition across the three pillars of retirement savings. The first pillar refers to a country's government pension. The second pillar refers to workplace retirement plan savings. The third pillar refers to private retirement savings that are not affiliated with a worker's employment.

Figure 3: Two Options that Could Identify Workplace Retirement Plan Sponsors with Form 8955-SSA Reporting Failures by U.S. GAO

Figure 3: Two Options that Could Identify Workplace Retirement Plan Sponsors with Form 8955-SSA Reporting Failures

This image is excerpted from a U.S. GAO report:
www.gao.gov/products/GAO-18-19

WORKPLACE RETIREMENT ACCOUNTS: Better Guidance and Information Could Help Plan Participants at Home and Abroad Manage Their Retirement Savings

Figure 7: Examples of Unoccupied Office Spaces by U.S. GAO

Figure 7: Examples of Unoccupied Office Spaces

This image is excerpted from a U.S. GAO report:
www.gao.gov/products/GAO-16-648

FEDERAL REAL PROPERTY: Actions Needed to Enhance Information on and Coordination among Federal Entities with Leasing Authority

Figure 1: Examples of the Types of Spaces Federal Entities Lease from Private Owners by U.S. GAO

Figure 1: Examples of the Types of Spaces Federal Entities Lease from Private Owners

This image is excerpted from a U.S. GAO report:
www.gao.gov/products/GAO-16-648

FEDERAL REAL PROPERTY: Actions Needed to Enhance Information on and Coordination among Federal Entities with Leasing Authority

Figure 5: Percentage of Selected Entities' Lease Files GAO Analyzed That Documented Alignment with Applicable Leading Government Practices for Leasing Federal Real Property by U.S. GAO

Figure 5: Percentage of Selected Entities' Lease Files GAO Analyzed That Documented Alignment with Applicable Leading Government Practices for Leasing Federal Real Property

This image is excerpted from a U.S. GAO report:
www.gao.gov/products/GAO-16-648

FEDERAL REAL PROPERTY: Actions Needed to Enhance Information on and Coordination among Federal Entities with Leasing Authority

Estimated Household Defined Contribution (DC) Savings, by Income and Race, 2013 by U.S. GAO

Estimated Household Defined Contribution (DC) Savings, by Income and Race, 2013

This image is excerpted from a U.S. GAO report:
www.gao.gov/products/GAO-16-408

RETIREMENT SECURITY: Low Defined Contribution Savings May Pose Challenges

Figure 1: Trends in Number of Private Sector Defined Benefit and Defined Contribution Plans, 1975-2013 by U.S. GAO

Figure 1: Trends in Number of Private Sector Defined Benefit and Defined Contribution Plans, 1975-2013

This image is excerpted from a U.S. GAO report:
www.gao.gov/products/GAO-16-354

RETIREMENT SECURITY: Shorter Life Expectancy Reduces Projected Lifetime Benefits for Lower Earners

Figure 2: Trend in the Annual Net Cash Flow of Social Security’s Combined Old-Age and Survivors Insurance and Disability Insurance Trust Funds, 1980 through 2025 (projected) by U.S. GAO

Figure 2: Trend in the Annual Net Cash Flow of Social Security’s Combined Old-Age and Survivors Insurance and Disability Insurance Trust Funds, 1980 through 2025 (projected)

This image is excerpted from a U.S. GAO report:
www.gao.gov/products/GAO-16-354

RETIREMENT SECURITY: Shorter Life Expectancy Reduces Projected Lifetime Benefits for Lower Earners

Notes: Non-interest revenues are revenues from payroll taxes, taxation of benefits, and reimbursements from the general fund of the U.S. Department of the Treasury. Total costs include benefit payments, administrative costs, and Railroad Retirement Board interchange costs. (Interest revenue is excluded.) Changes made by the Social Security Benefit Protection and Opportunity Enhancement Act of 2015 may affect these figures. For further information about operations of the combined trust fund, see The 2015 Annual Report of the Board of Trustees of the Federal Old-Age and Survivors Insurance and Federal Disability Insurance Trust Funds, 158-159, www.socialsecurity.gov/OACT/TR/2015/.

Figure 1: Select Resources for All Households Age 55 and Older by U.S. GAO

Figure 1: Select Resources for All Households Age 55 and Older

This image is excerpted from a U.S. GAO report:
www.gao.gov/products/GAO-15-419

RETIREMENT SECURITY: Most Households Approaching Retirement Have Low Savings

Note: For households with no DB plan or retirement savings, we are 95 percent confident that the median financial asset value was between $763 and $1,237, the median annual income was between $17,809 and $20,055, and the median net worth was between $25,227 and $44,293. All other estimates in this figure have confidence intervals within +/- 3 percentage points.

Figure 3: Top Three Reasons Cited by Participants for Accepting or Rejecting a Lump Sum by U.S. GAO

Figure 3: Top Three Reasons Cited by Participants for Accepting or Rejecting a Lump Sum

This image is excerpted from a U.S. GAO report:
www.gao.gov/products/GAO-15-74

PRIVATE PENSIONS: Participants Need Better Information When Offered Lump Sums That Replace Their Lifetime Benefits

Figure 1: Options for Forcing Out a Separated Participant Depend on the Participant's Vested Balance by U.S. GAO

Figure 1: Options for Forcing Out a Separated Participant Depend on the Participant's Vested Balance

This image is excerpted from a U.S. GAO report:
www.gao.gov/products/GAO-15-73

401(K) PLANS: Greater Protections Needed for Forced Transfers and Inactive Accounts

Note: A plan can only transfer a participant's eligible account to a forced-transfer IRA in the absence of the participant's instruction to do otherwise. An account of less than $1,000 can also be transferred to a forced-transfer IRA, if the plan provides. These balance thresholds pertain to active plans. In the case of terminating plans that must distribute all benefits in order to complete the termination, plans can forcibly transfer missing participants' account balances of any size if the participant, after being notified, does not provide instruction and cannot be located after a search.

Figure 4: Annualized Historical Returns for Different Trailing Periods by U.S. GAO

Figure 4: Annualized Historical Returns for Different Trailing Periods

This image is excerpted from a U.S. GAO report:
www.gao.gov/products/GAO-14-264

PENSION PLAN VALUATION: Views on Using Multiple Measures to Offer a More Complete Financial Picture

Figure 6: PBGC’s Net Financial Position, Single-Employer and Multiemployer Programs Combined by U.S. GAO

Figure 6: PBGC’s Net Financial Position, Single-Employer and Multiemployer Programs Combined

This image is excerpted from a U.S. GAO report: www.gao.gov/products/GAO-13-283

HIGH-RISK SERIES: An Update

1 by Peacock Pixels

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